FDIC Logo FDIC Insured: Backed by the full faith and credit of the U.S. Government
First Fed Logo

Personal Checking Overview

Rewarding Checking for Every Kind of Goal

Our checking accounts are designed to help meet your financial goals. Whether you’re looking for low fees, high rewards, or added convenience, there’s an option to fit your lifestyle.

Hero Image

Rewards Checking

Rewards Checking

A high yield checking account that earns 5.00% APY* (over 50x the national average!) on balances under $10,000, and 1.00% on additional balances.¹

Open Rewards Checking
Cash Back Checking

Cash Back Checking

Earn 1% cash back on the first $2,500 spent per month with your debit card.² — your everyday spending can pay you back!

Open Cash Back Checking
Evergreen Checking

Evergreen Checking

For no frills, but all the convenience, this hassle-free account offers easy access to basic services.³

Open Evergreen Checking

Read our FAQ below for our monthly checking account qualifications.

Our checking accounts feature:

Your Debit Card

Your Debit Card

Enjoy a contactless debit card and tap-to-pay for quick, easy payments.

Online and Mobile Banking

Online and Mobile Banking

Easy access to mobile deposit, Bill Pay, P2P payments, and more!

Mobile Pay

Mobile Pay

Link your debit card with ApplePay, GooglePay, or SamsungPay to pay with your phone.

37,000+ in-network ATMs

37,000+ in-network ATMs

Free nationwide access to cash withdrawals. ATM finder.

Credit Monitoring

Credit Monitoring

Stay on top of your financial health with free credit score monitoring to help you improve your credit.

Customer Support

Customer Support

We’re here to help via live chat, over the phone at 800-800-1577, and in-person at one of our branches.

FAQs

¹ How can I keep earning my [...] APY?

Meet these easy qualifications each month to enjoy [...] APY on balances under $10,000:

  • Enroll in eStatements through Online Banking.
  • Make at least 10 debit card purchases/month.

² How do I qualify for rewards on my Cash Back Checking account?

To earn 1.00% cash back (up to $25.00 per month) simply make sure you are enrolled in eStatements through online banking.

³ Is there a maintenance fee?

There is no monthly maintenance fee on our Rewards Checking and Cash Back Checking accounts! Our Evergreen Checking has a $7 monthly maintenance fee (that is waived with a $100 monthly average balance).

All of our checking accounts have a minimum deposit of $25 to open.

⁴ How can I earn 3.35% APY* on my Rewards Savings? [...]

As long as you have an open Rewards Checking or Cash Back Checking account, you qualify for our premium Savings APY.

Does this account have overdraft protection?

All our checking accounts feature our standard overdraft practices. Learn more about our available overdraft protection plans.